Skilled Mortgage Broker, Loan Agency & FHA Mortgage Loan Company In Haslet, TX

The Best Prodigy Lending Agency In Haslet, Texas


Prodigy Lending is a company that offers mortgage or home loan assistance and has been in that area or industry for more than seventeen years. Our team of experts has your interest at heart and will advise you accordingly to ensure you get the best program according to your needs. Prodigy Lending makes your dreams come true through low-interest rates, a variety of programs and an experienced professional team. With Prodigy Lending, you can buy property in many places such as Haslet.

Prodigy Lending has four main loan programs: 


These loans are not insured by the government therefore, the borrower has to have a really good credit score to qualify for this loan to lower the risk of default. These loans are processed faster however, they have strict rules since it is a high-risk venture. The requirements are a minimum credit score of 620, a down payment of 3% down from 20% to compete with the FHA home loan and terms of 10, 15, 20 and 30 years making them very flexible. An investor looking to buy property in Haslet would go for this type of loan. This is because only conventional home loans can be used to purchase or refinance an investment property. 


These are loans which are insured by the Federal Housing Authority (FHA). These loans are easy to qualify for especially since the lenders are allowed to be lenient on borrowers who do not meet all the requirements. FHA home loans are not only transferrable but also you can have other parties help you pay off the loan. If you would like to buy property in Haslet for the first time, an FHA loan would be the most advisable. The requirements for an FHA home loan remain the same whether the property is in Haslet or any other place. 


These loans benefit active military members, approved military spouses, and veterans. The lenders who offer this type of home loans are insured by the United States Department of Veterans Affairs. No down payment is required and a small funding fee is charged on the loan depending on the applicant. For example, first time home buyers are charged at 2.15 percent while repeat buyers are charged 3.3 percent. Haslet, Texas is a vibrant city and a veteran may be interested in purchasing a home there, the VA home loan would actualize this interest.


The loans under this program are insured by the U.S. Department of Agriculture (USDA). The USDA home loans are meant to encourage families to settle in Rural America and the suburbs. The locations must fall within the areas specified by the USDA to ensure you qualify for the mortgage. This type of loan requires no down payment and has low-interest rates for 100 percent financing. 

For further information, you can ask for a quick quote on our website based on your financial situation and your property needs. You can also set up an account with us to get more information and a personalized touch of our services. We, at Prodigy Lending, value our client’s information and we ensure that it is secure. Moreover, you can contact our experienced team through email, phone or you can visit our offices, all within working hours.

Contact us for more information!