The Professional Prodigy Lending Agency In Fort Worth, Texas
We have mortgage professionals in our prodigy lending crew who are well known all over the united states. We are dedicated and committed in our work to ensure that our clients receive the quality service in term of the mortgage they need. Our outstanding mortgage professionals work with our clients to ensure that they get a home loan that is tailored to meet their expectation and situation given that there is the availability of the multiple programs and the lowest rate in Fort Worth. For example, when you are purchasing a first home, consolidating debt, or refinancing an existing loan, then our crew of loan officers can help you find the right loan program.
Available mortgage loan for you
A conventional loan is a type of home buyers’ loan that is not backed by the government like VA, FHA and USDA loans, but instead is guaranteed by private lenders such as credit unions, mortgage companies and banks in Fort Worth. Conventional loans have benefits such as low-interest rates with approved scores, no lenders fees for the borrowers and reduced PMI compared to FHA loans. As well, borrowers enjoy a low down payment of 3 % and flexible terms.
FHA home loans
An FHA loan is insured by the Federal Housing Administration. It is issued by an FHA -approved lender. Borrowers who use FHA loans enjoy lower down payment of 3.5 % of the appraisal value or purchase price in Fort Worth or any other states in the U.S. Also, in FHA loans there are flexible qualification guidelines because of the government insurance lenders usually receive. The insurance from the government is meant to protect lenders from the losses that may result from borrowers’ default. Moreover, the borrowers enjoy lower credit score and debt ratios in FHA loans. Finally, they enjoy the availability of rehab loan and flexible interest rates linked to FHA loans in Fort Worth.
VA home loans
VA loans are meant for the veterans, service members and eligible surviving spouses. They assist them in becoming homeowners in Fort Worth and other parts of the United States. Eligible borrowers enjoy 100% financing and lower closing cost. The government backs VA loans hence no need for mortgage insurance from borrowers. VA loans offer the best rates for a government loan, and its terms and condition are flexible.
USDA home loan is a zero down payment mortgage destined for eligible and suburban homebuyers. They are usually issued through the USDA loan program by the United States Department of Agriculture. In Fort Worth, USDA home loan offers 100% financing and low-interest rates to its eligible borrowers. As well, in USDA home loans, there is no down payment, and eligible members are required to pay low mortgage insurance cost.
Our main goal is to create a strong bond with our clients so that we may continue providing the best services for many years to come.
Don’t hesitate to contact us for more information!