The Professional Prodigy Lending Agency In DeSoto, Texas
If you are outside there looking for the lowest and the current mortgages, then they are available with us. We have mortgage professionals who are well equipped with knowledge on mortgage needs and requirements. Our clients in DeSoto who need mortgages can Work with our mortgage professional so that they can get home loans that fit their expectation and need. In DeSoto, there is the availability of multiple loan programs and the lowest rate that is helpful to our mortgage professional in ensuring our clients get the right loan program. Our loan officers are responsible for helping our clients concerning issues such as consolidating debt, refinancing an existing loan, purchasing a dream home, or first home.
Our main goal is to ensure we are on good terms with our clients because they are the one behind our success. Many other mortgage industries outside there are known to leak their client’s private information, but for us, it’s a different case because we ensure it’s secure and safe from unauthorized people.
Here are mortgages we offer to our clients
Conventional home loan
Borrowers in DeSoto are required to make down payment of 3%, but the qualification for this kind of loan is a little bit tough when compared to FHA, and other government-backed home loans. This is because they are not backed by the government hence strictly follow borrowers past credit score. What makes this loan outstanding more than FHA is its reduced PMI. As well, there no lenders fees requirement in a conventional loan. They give 10 to 30 years mortgages making it flexible to borrowers.
It’s easy to qualify for these loans because it requires borrowers to pay a small down payment of 3% and a credit score of approximately 500. Also, as part of the requirement, borrowers need to have high debt to income ratio. Lenders give attractive interest rate to borrowers because it’s among the government-backed loan.
VA home loan
Homeownership is what many people dream of in DeSoto. VA home loans have ensured that National guards, Veterans, and active service members are homeowners all over the United States. The benefits that eligible members get from VA are summarized below.
- Lower closing cost
- Attractive rates
- Mortgage insurance is not required
- Borrowers are fully financed
- Provided you are among the members named above then you qualify for this loan
Many people whose income are low or moderate in DeSoto may not meet the qualification and guidelines for a traditional mortgage. Therefore, USDA remains to be the best option because its qualification and guideline are simple. The only thing borrowers are required to meet in this loan is to qualify for income and home location. Unlike another type of mortgages, borrowers in USDA do not make any down payment. The benefits that make USDA loan popular among the people in DeSoto include low mortgage insurance cost and 100 % financing to borrowers.
To talk to us, our clients need to visit our site or to call us. In doing so, they will get to know more about our company.
FILL IN OUR LOAN FORMS AND START YOUR PRE-APPROVAL PROCESS NOW!