The Professional Prodigy Lending Agency In Dallas, Texas
We have mortgage professionals all over the United States who are dedicated and committed to offering our clients with the best services regarding mortgage they need. If you wish to purchase your dream home, first home, do refinancing, or consolidating debt, then our experienced crew of loan officers can help you find the right loan program that offers loan at the lowest rate possible. Our mortgage professionals work to ensure that our client gets a home loan that is intended to meet their expectation and situation given there is a combination of multiple programs and the lowest rate in their area.
Our main goal is to create a strong relationship with our clients that last for so long because they are the one who keeps us moving for years to come. We offer mortgages such as USDA, Conventional, FHA and VA loans. So, it’s upon our clients to choose the best option for themselves based on the benefits and requirement linked to each one.
VA home loans
According to the U.S Department of Veterans Affairs, it clear that VA home loan was meant to help eligible borrowers in the United States, including Dallas, to become homeowners. It’s the best financial benefits that members of military receive. In VA loans, there are no monthly mortgage insurance premiums like FHA and Conventional loans.
As well, eligible borrowers are 100% financed because the government backs it. Qualification for VA is simple because provided you are a military member then you are sure to qualify for it. Other benefits associated with VA loans include best rates and lower closing cost for eligible borrowers.
USDA home loans
USDA home loans are meant for eligible rural and suburban homebuyers. What good with this type of loan is that it is a zero down payment mortgage. Borrowers who can’t afford traditional mortgages in Dallas can search for this kind of loan. USDA loans are issued through USDA loan programs. To qualify for USDA loans, then you must qualify for income and home location. The benefits linked to USDA loans include low mortgage insurance cost, lower interest rate, and 100% financing to eligible borrowers.
Conventional home loans
A conventional mortgage is any type of home buyers’ loan in the United States, including Dallas that is not backed by the government. The government-backed loans include FHA, VA and USDA loans. Borrowers who use conventional loans enjoy benefits such as low-down-payment of 3%, reduced PMI compared to FHA loans., no lenders fees and low-interest rate with approved scores. The conventional loan gives 10 to 30 years mortgage to eligible borrowers hence flexible to them.
FHA home loans
FHA home loans are a mortgage issued by an FHA-approved lender in Dallas. FHA loans are usually destined for lower and moderate-income borrowers. What makes it popular in the United States is its smaller down payment of 3.5% and attractive rates it gives to its borrowers. As well, it is easy to qualify for FHA because it requires a lower credit score. To qualify for FHA loans, borrowers need to have high debt to income ration. Finally, in FHA loans, there is the availability of rehab loans.
We are known to be among the best private mortgage lenders in the United States. So, if our clients need to talk to us, they can call us.
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