Skilled Loan Agency, Mortgage Broker & Home Loan Agency In Crowley, TX

The Best Prodigy Lending Agency In Crowley, Texas

 

About us

We are proud to be recognized to be among the best private mortgage lenders in Crowley and the all-over United States. We have the best mortgage professionals who are meant to provide help to our clients when it comes to mortgages they need. If you want to do refinancing or buy a new home, our mortgage professionals can assist you by getting the right loan program for you. We have been shortlisted as the Top Work Places for the past consecutive eight years and for that we are proud in our work.

Regarding the issues such as information privacy and security, we are keen on that, unlike other mortgage companies who aren’t responsible at all.  What keeps us moving on with our work is our esteem clients and that the reason our main goal is having a lasting relationship with them. The mortgages we offer include FHA, USDA, VA, and conventional loans. 

FHA home loan

For the first home buys in Crowley its good to use FHA loans because they don’t mind so much about the credit score of the borrower. What borrowers are required to do is to make down payment of 3.5 % and to have high debt to income ratio.  In doing so, they will start enjoying benefits such as rehab loan availability and attractive interest rate.

Conventional home loans 

Despite not being backed by the government, it has the advantages that still make borrowers go for it. For instance, members are required to make a small down payment of 3%, which make it cheap, and its PMI is a little bit reduced than for FHA loans. The benefits that have made the conventional loan more popular in Crowley include no payment of lenders fees and low-interest rate. As well, borrowers are given up to 30 years mortgage, which is flexible to them. 

VA home loan

If you want to be a homeowner and you are veteran, service member or National Guard, then you should seek VA loans. VA loans were destined to help eligible borrowers for the work they do for the country. Provided you are one of the persons mentioned above then you qualify for this loan. Lenders are protected by the government in case of borrower’s default hence no need for mortgage insurance from borrowers. As part of the requirement, eligible borrowers are required to pay the closing cost, which is lower than other mortgages loans.  In VA, borrowers enjoy full financing and best rates. 

USDA home loans 

If your income is moderate or lower and you live in rural or suburban areas in Crowley, then you should take advantage of USDA loans.  Mostly this kind of people cannot meet the requirement of a traditional mortgage; hence, the best option is to go for USDA loans. What is good with this kind of loan is that borrowers are not required to make any down payment. As well, borrowers are given 100% financing.  In USDA, mortgage insurance is not a big deal because borrowers are charged with low cost. But borrowers should know that to qualify for this loan; one needs to qualify for income and home location first.

IF YOU NEED ONE OF THE MORTGAGES MENTIONED ABOVE, THEN YOU SHOULD DO PRE-APPROVAL PROCESS AS FROM TODAY.

Contact us for more information!

 

 

 

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